Effective Date: March 20, 2026

The Ontario Mutual Insurance Association (“we,” “our,” or “us”) is committed to protecting the privacy of our members, website visitors, and stakeholders. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

By using our website, you consent to the practices described in this policy.

Information We Collect

We may collect the following types of personal information:

a) Information You Provide

  • Name, email address, phone number
  • Mailing address
  • Membership details
  • Payment information (if applicable)
  • Any information submitted through forms or communications

b) Automatically Collected Information

  • IP address
  • Browser type and device information
  • Pages visited and time spent on the site
  • Cookies and similar tracking technologies

How We Use Your Information

We use your information to:

  • Provide and manage membership services
  • Communicate with you about updates, events, and services
  • Process payments and transactions if applicable
  • Improve our website and user experience
  • Comply with legal and regulatory requirements

Consent

We collect, use, and disclose personal information with your knowledge and consent, except where permitted or required by law.

You may withdraw your consent at any time, subject to legal or contractual restrictions, by contacting us.

Sharing of Information

We do not sell or rent your personal information. We may share your information with:

  • Service providers (e.g. IT support)
  • Legal or regulatory authorities when required by law

Data Storage and Security

Your personal information is stored securely and protected against unauthorized access, disclosure, or misuse. We use appropriate administrative, technical, and physical safeguards.

Data may be stored or processed outside of Canada, in which case it may be subject to foreign laws.

Retention of Information

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

Cookies and Tracking Technologies

Our website uses cookies to enhance your experience. You can control or disable cookies through your browser settings. However, some features of the site may not function properly without them.

Your Rights

Under Canadian privacy laws, you have the right to:

  • Access your personal information
  • Request corrections to inaccurate or incomplete data
  • Withdraw consent for certain uses
  • File a complaint with the Office of the Privacy Commissioner of Canada

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact:

[email protected]

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

We encourage you to review this policy periodically.

Governing Law

This Privacy Policy is governed by the laws of Canada and applicable provincial laws.